Disaster Litigation/Property Damage

The devastating effects of Hurricane Katrina and Gustav have left an everlasting imprint upon the Greater New Orleans area and South Louisiana. In the wake of catastrophic events such as these, a subsequent tragedy occurs when individuals and businesses are unable to collect on their insurance claims.

A significant part of the work performed at Nicaud & Sunseri Attorneys at Law, LLC, consists of representing clients in first-party insurance claims and subrogation cases. As members of the New Orleans community, our lawyers understand that disaster insurance law matters and have a personal stake in helping ensure clients obtain necessary payments from the coverage they pay for.

We are a law firm that has been prominent in the successful handling of first-party insurance claims, including hurricane, fire, flood, homeowners, business interruption, GCL or professional coverage, construction completion and UM claims.

Our lawyers advise clients on what to look for in an insurance policy when obtaining disaster coverage or homeowner insurance. Our firm has resolved and/or proceeded over 1000 claims arranging from Hurricane Katrina and Gustav exceeds $50 million in additional payment to our clients. We help businesses with insurance cases, addressing issues of property damage and business interruption. Utilizing the expertise of consultants and accountants we are able to meticulously review policies and successfully litigate cases.

Insurance disputes for property damage after a disaster routinely are lien situations where an insurer is a "first-party" insurance claim denying the claim of a homeowner or business owner. Insurance disputes arising out of a fire loss or other casualty can involve the recouping of a lifetime of savings or work. When an insurance dispute involves damage to a business, often times, the business operations have to be suspended. Business interruption insurance is offered to protect business owners from suffering continued business losses over a period of time it will take to repair the business property.

Many disputes arise from the interpretation of the language of the insurance policy. In these instances, the business owner may also have a business interruption claim, business losses over the period of time that it will take to repair the damages that arise out of the interpretation of the business interruption clause.

If you are someone who has suffered property damage or loss because of the negligence or carelessness of another party or because you were the victim of a fire or another disaster, such as a hurricane or a flood, you may be able to obtain recovery under your insurance policy or from the insurance company of the liable party. Our Louisiana property damage lawyers have settled over 1000 claims since Hurricane Katrina so that our clients could receive the financial recovery they were owed for damages to their real property and/or personal property.

For more information or to schedule a free initial consultation with our New Orleans premises liability attorneys, call 504-662-9596 or complete the contact form on this site.

Our law firm represents the homeowners and business owners in the metropolitan New Orleans area and Southern Louisiana, including New Orleans, Metairie, Slidell, Chalmette, St. Bernard, Gretna, Covington, Franklinton, Jefferson, Mandeville, Madisonville, Pearl River, Kenner, Baton Rouge as well as in other cities in Southern Louisiana.

Please click on the link below to access the Proof of Loss form (the proof of loss form starts on page 3):

http://bsa.nfipstat.com/wyobull/2011/w-11001.pdf