Louisiana Property Damage Lawyers

At Nicaud & Sunseri Law Firm, LLC, we know how important it is to recover compensation after your property has been harmed. You need to be made whole and it is essential to have Metairie property damage attorneys on your side who know how to properly pursue all types of insurance claims with your own insurance and those policies that are held by the party or parties who caused the damage.

In fact, one of our founding lawyers, Albert J. Nicaud, began his career representing insurers and self-insured funds in the defense of insurance companies. He knows the strategies and technical components used by insurers and this knowledge is often the difference in recovering maximum compensation as well as avoiding delays and denials.

To work with our knowledgeable team, contact us today to schedule a free consultation.

Real And Personal Property Damage And The Types Of Insurance Policies To Make Claims On

Real property damage is the physical or economic damages resulting from damage to a building, a house, a piece of land or another form of real estate you own. Homeowners' insurance, hurricane insurance, business interruption insurance, business property insurance, farm property insurance and flood insurance are some of the types of insurance that cover damages to real property.

Personal property damage is when physical or economic damages results from damages to personal property that is not real estate. Auto insurance, motorcycle insurance, boat insurance, and truck insurance policies usually provide coverage for physical injuries and damages to the motor vehicle of the policy owner or other parties when involved in the relevant type of accident or when damage occurs in another way to one of these.

Homeowners' insurance and renters' insurance provide coverage for personal property items such as jewelry, furniture, electronic items, fine art and collectibles.

Louisiana Property Damage Insurance Claims

In Louisiana, insurance companies have just 30 days from the time you file your notice of "satisfactory proof of loss" to settle your insurance claim. Unfortunately, insurance companies do not always have a claimant's best interests at heart and may attempt to delay your claim, deny your claim, or pay you the least amount of money possible.

Whether you are filing a property damage claim directed at your own insurance company or the insurer of the party that has damaged your property, it is important that you have an insurance claims attorney on your side who will protect your legal rights. Our New Orleans insurance attorneys at Nicaud & Sunseri Law Firm, LLC, have successfully dealt with all of these issues on many occasions.

We handle insurance disputes for homeowners and businesses, including insurance claims arising out of property damage caused by accidents as well as:

  • Reckless actions by other individuals or businesses
  • BP oil spill
  • Fire
  • Hurricane
  • Tornado
  • Wind
  • Hail
  • Water and flood damage

Seeking Justice For Our Clients

In the event that an insurance company provides you with a bad faith offer, you could be entitled to extra damages. The insurers could be in breach of contract by preventing you from receiving the monies that you are owed. Our insurance litigation lawyers are among the most aggressive and well-respected in Louisiana. Let us guide you through the process to maximize your recovery.

If necessary, we will litigate your case in court. We have successfully recovered compensation through claims and lawsuits from small and large insurance carriers such as State Farm, Allstate, Zurich, Nationwide, USAA, Louisiana Citizens, Hanover, Horace Mann, Teachers' Insurance, St. Paul Travelers, Standard Fire, American Security and other insurers.

For more information or to schedule a consultation with our Metairie property damage lawyers, call 504-662-9596 or complete the contact form on this site.