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3 things you need to know about prenuptial agreements

Prenuptial agreements are being almost universally recommended to couples marrying today. One reason for this is that more and more people are getting married later in life, after already establishing their finances or possibly being married before. A prenuptial agreement can be a way to protect your financial interests in the event of a divorce, but it's important to do the following.

1. Know what a prenup can and cannot do. While it may seem like you could put whatever terms you wanted in a prenuptial agreement, this isn't the case. There are specific things that a prenup can legally cover, and adding in something that it can't could render the entire agreement void.

2. Make sure it's personalized. While it may be tempting to try a DIY prenup with some forms you found on the internet, these won't be tailored to your specific financial situation. Talking with an attorney is the best way to ensure that your prenup accurately represents your best interests.

3. Get help. If you have complicated assets or have children from a previous marriage, you may need assistance from other experts in addition to your attorney. Financial consultants and estate planners are two common resources that people use when drawing up prenuptial agreements.

It's normal to not want to think about a prenuptial agreement when you're just starting your new life together with your partner. However, a little bit of planning now can save you months of court battles later on if something does happen. If you have questions about what your prenup should cover or how assets would be divided, talk with an attorney before signing.

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