Social Security Disability Legal in Metairie, Louisiana
The Social Security Administration does more than handle retirement benefits. They also administer the nation’s largest insurance system for disabled adults, Social Security Disability Insurance (SSDI).
Qualifying for benefits is tough. Adults must have worked a minimum number of years and have a qualifying disability. Without either, a man or woman cannot receive desperately-needed benefits to support themselves.
Call our firm today. We have guided many people through the application process and can ensure that you meet all deadlines and requirements. Our consultations are free and confidential.
To receive benefits, a person must have a severe injury that is not temporary or only partial. This means the following:
- You cannot do the work you did because of your injury or medical condition
- You cannot do other meaningful work
- Your disability is reasonably expected to last at least a year or until you die
Severe injuries typically limit a person’s ability to walk, sit, stand, or lift. An applicant’s disability also must appear on a list of disabilities kept by the government, or it must be of equal severity. People who are blind have different requirements and should speak with an attorney to review.
SSDI benefits are funded by payroll taxes, in the same way as Medicaid and Social Security benefits are. You can only receive benefits if you have enough work history. The amount needed will depend on your age, with younger workers needing fewer work credits. Workers can earn a maximum of 4 credits each year.
Children under 18 can qualify for benefits without a work history. However, for most adults, they will need at least 40 work credits. Someone under age 24, however, would only need to have earned 6 credits in the three-year period before applying.
The amount of your SSDI benefit will depend on your work history. SSDI is not means-tested, so you can have unlimited assets and still qualify. However, if you are receiving workers’ compensation benefits for your injury, then your SSDI benefit might be reduced.
Impediments to Receiving Benefits
Applying for Social Security Disability benefits is a paperwork-intensive experience. The government needs considerable information before deciding whether you qualify for benefits.
Most applicants are initially denied, which is nothing to be afraid of. One common reason is that the applicant's disability does not appear on the list prepared by SSA.
Fortunately, anyone applying can bring an appeal, but they will benefit from the help of an experienced Social Security Disability Benefits lawyer.
Don’t Forget Supplemental Security Insurance (SSI)
Many people who qualify for disability benefits might also receive SSI. This is another government benefits program that can help the disabled. You apply at the same time you apply for SSDI.
The maximum monthly SSI benefit for 2021 is $794, which can help someone in dire poverty. However, unliked with disability benefits, SSI is reserved for people with few assets and low incomes.
Contact Our Los Angeles Disability Lawyer Today
We have helped many disabled men and women get the benefits they need to live lives of dignity. Please contact our firm by phone or online message to schedule a free consultation.
Fewer than 50% of people who apply are immediately granted disability benefits. Fortunately, disabled applicants can have a lawyer help them through the application process and when bringing an appeal.
Insurance companies have grown so large because they are stingy when paying out benefits. They also have boatloads of lawyers fighting for their interests.