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Making The Complex Understandable

What factors can increase your divorce risk?

It's no secret that many couples fight about money, but just because one or both of you is working in a well-paying job, that doesn't make you exempt from marital problems. Here are three factors that can increase the divorce risk for those with well-paying jobs.

1. Unrealistic expectations. Many people think that when you have a white collar professional job, such as a dentist or doctor, that you can buy almost anything you want. A nice, large house, the latest model SUV and exotic vacations seem to come with the territory. However, these luxuries are often still out of the financial means of many professionals. Unrealistic expectations can lead to higher levels of dissatisfaction with quality of life, which can dramatically impact the marriage.

2. High levels of debt. Many professions require higher levels of education, and master's and doctorate degrees don't come cheap. White-collar workers often get their degrees and move on to their professions with tens of thousands of dollars in student loan debt. Add two vehicle payments, a mortgage and credit cards to the equation, and that level of debt can cause serious strain.

3. Long hours. Health care professionals often have to work long hours or be on call at all hours of the day and night. Contrary to what many people believe, it's often the more specialized -- and therefore higher paying jobs -- that require the longer hours. Surgeons and medical specialists are just two examples. Long hours can mean less time spent with the family, which may increase the risk of divorce.

When these marriages do end in divorce, there are often considerable debts and assets to be divided. Discussing your case with an attorney can help you be better prepared for what's to come.

Source: Dentistry iQ, "Divorce and dentistry: Why is rate of divorce high among dentists, and how can they avoid it?," Will Parrish, accessed July 13, 2016

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