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Making The Complex Understandable

Could retirement communities play a role in elder law planning?

Many Louisiana residents commonly contemplate where they will live out their golden years. Though some individuals may consider moving in with their adult children or simply staying at home themselves, other people may want to take certain other factors into consideration, such as the possibility for needing long-term care. As a result, choosing a retirement destination may play a role in elder law planning.

For parties who do not want to rely heavily on their children for potential care, looking into options for continuing care retirement communities may be worth their time. These communities could offer a variety of benefits for individuals looking to have a new place to live during retirement but can also prove useful in the event that they need care. If residents have a particular concern regarding long-term care insurance or their lack of such insurance, this type of community living could put their minds more at ease.

Of course, most parties who enter a continuing care retirement community are of an older retirement age. Additionally, individuals may find that they do not care for some of the rules such communities may have in place, such as not allowing other family members to stay for an extended period of time. Therefore, individuals may wish to fully explore their options in order to find the best fit.

If the idea of moving into a different community does not seem appealing, Louisiana residents can take other steps to plan for their retirements and the possibility of needing long-term care. They could use their estate plans to set up funds and instructions to be used should the need for care arise. Speaking with elder law attorneys could help interested parties find out more on their long-term care planning options.

Source:, "Elder Care: Comparing 55-plus and continuing care retirement communities", June 15, 2017

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