Louisiana Property Damage Lawyers
At Nicaud & Sunseri Law Firm, LLC, we know how important it is to recover compensation after your property has been harmed. You need to be made whole and it is essential to have Metairie property damage attorneys on your side who know how to properly pursue all types of insurance claims with your own insurance and those policies that are held by the party or parties who caused the damage.
In fact, one of our founding lawyers, Albert J. Nicaud, began his career representing insurers and self-insured funds in the defense of insurance companies. He knows the strategies and technical components used by insurers and this knowledge is often the difference in recovering maximum compensation as well as avoiding delays and denials.
To work with our knowledgeable team, contact us today to schedule a consultation.
Real And Personal Property Damage And The Types Of Insurance Policies Upon Which To Make A Claim
Real property damage is the physical or economic damages resulting from damage to a building, a house, a piece of land or another form of real estate you own. Homeowners’ insurance, hurricane insurance, business interruption insurance, business property insurance, farm property insurance and flood insurance are some of the types of insurance that cover damages to real property.
Personal property damage is sustained when physical or economic damages result to personal property that is not real estate. Auto insurance, motorcycle insurance, boat insurance, and truck insurance policies usually provide coverage for physical injuries and damages to the motor vehicle of the policy owner or other parties when involved in the relevant type of accident or when damage occurs in another way to one of these.
Louisiana Property Damage Insurance Claims
In Louisiana, insurance companies have just 30 days from the time you file your notice of “satisfactory proof of loss” to settle your insurance claim. Unfortunately, insurance companies do not always have a claimant’s best interests at heart and may attempt to delay your claim, deny your claim, or pay you the least amount of money possible.
Whether you are filing a property damage claim directed at your own insurance company or the insurer of the party that has damaged your property, it is important that you have an insurance claims attorney on your side who will protect your legal rights. Our New Orleans area insurance attorneys at Nicaud & Sunseri Law Firm, LLC, have successfully dealt with all of these issues on many occasions.
We handle insurance disputes for homeowners and businesses, including insurance claims arising out of property damage caused by accidents as well as:
- The negligent actions by other individuals or businesses
- BP oil spill
- Water and flood damage
Seeking Justice For Our Clients
In the event that your insurance company fails to provide you with a timely offer to settle your claim, you could be entitled to additional damages in the form of penalties and attorney’s fees. Our insurance litigation lawyers are among the most aggressive and well-respected in Louisiana. Let us guide you through the process to maximize your recovery.
If necessary, we will litigate your case in court. We have successfully recovered compensation through claims and lawsuits from small and large insurance carriers such as State Farm, Allstate, Zurich, Nationwide, USAA, Louisiana Citizens, Hanover, Horace Mann, Teachers’ Insurance, St. Paul Travelers, Standard Fire, American Security and other insurers.