Increased incidents of people taking advantage of seniors has prompted financial institutions to beef up employee training to thwart these incidents. Louisiana seniors and their families might take comfort knowing that more frontline staff in banks across the state and indeed, in the country, are getting additional training to stop the financial abuse of elders. About 90% of all banks train their staff, compared for just more than 70% two years ago.
Seniors are among the most vulnerable segment of society. Many Louisiana seniors have fallen victim to elder abuse in a number of ways, including financially, physically and emotionally. In fact, the National Council on Aging indicates at least 10% of adults 60 years of age or older in the country have suffered some form of elder abuse. The issue has become a global social one.
There are a number of documents that can be extremely useful when it comes to planning an estate. A power of attorney is one of these and there are a number of reasons they're an important part of a well-rounded estate plan for Louisiana residents. There are two types of powers of attorney: medical and financial and it's important for residents to know what they each mean.
Seeing that senior citizens are taken care of is the responsibility of everyone. Louisiana nursing homes have been notorious for nursing home negligence. One nonprofit group which dedicates itself to improving seniors' quality of life in nursing homes says Louisiana has received a failing grade over the last three years for keeping seniors safe, and neglect seems to be running rampant.
Having a plan in place for when individuals can no longer make decisions for themselves is crucial. An advance health care directive may be one of the most important documents an aging Louisiana resident can have. It allows a person to share his or her wishes when it comes to things like whether or not to take life-saving measures, and it can also help medical staff when caring for a patient who may not be able to convey his or her wishes.
Preparing for getting older requires some time spent creating appropriate legal documents. Louisiana residents preparing their estate plans may want to include a living will to ensure a well-rounded plan. A living will is important for many reasons, primarily since it conveys wishes for medical care when the individual making the document is not able to make those decisions due to incapacitation.
Baby boomers are fast reaching retirement age in Louisiana. As that occurs, many of them may not yet have addressed end-of-life issues with their loved ones. No one knows the number of their days on earth, but everyone knows the number is finite. If one were to suddenly become unable to communicate, is there a person who has been empowered to communicate one's final wishes? A health care directive empowers a person to communicate wishes regarding health care and end-of-life care for a person who is no longer able to.
There is nothing more heartbreaking than seeing an elderly loved one get taken advantage of. It's especially disconcerting when the senior has dementia. But there are some unscrupulous types in Louisiana who wouldn't bat an eye scamming an elderly person out of his or her money. It is one of the worst and most prevalent forms of elder abuse today.
Getting older is an inevitability and planning for a time when extra help may be needed is definitely something that should be done before the time comes. Although many Louisiana residents may need help, Medicaid planning isn't always that straightforward and there may be some hurdles to overcome in the qualification process. After all, Medicaid eligibility is dependent on a number of things and one of the most important involves finances.
Being able to document incidents in which the elderly have been abused may make those incidents less likely to happen. Louisiana senior citizens are some of the most vulnerable in society. Elder abuse can take many forms -- physical, emotional and financial. A new tool called the Geriatric Injury Documentation Tool (Geri-IDT) aims to standardize the process for documenting elderly patients' physical injuries.